Which symbols are used to provide automatic coverage for autos you acquire after the policy begins?

• A. Symbols 1, 2-6 or 19
• B. Symbol 7
• C. Symbol 3
• D. Symbols 8 and 9

Answer: (A)

In a commercial auto policy, the symbol designations on the declarations page determine which vehicles are covered and under what conditions. Some symbols automatically extend coverage to autos you acquire after the policy begins, so you don’t need to add them separately.

The broadest symbol, often described as covering “Any Auto,” automatically covers any new auto you acquire during the policy period. Other symbols that still provide automatic coverage for newly acquired autos are the owned-auto categories (which include various types of owned vehicles) and symbol 19, which applies to additional eligible classes. Because these symbols extend coverage to newly acquired autos without requiring a new endorsement, they’re the ones that ensure automatic protection for cars you buy after the policy starts.

If the policy were limited to a symbol like “specifically described autos” or to hired/non-owned autos only, newly acquired autos wouldn’t automatically be covered, which is why those options aren’t correct.