Which of the following is NOT one of the six types of mobile equipment for BAP?

• A. Bulldozers, farm machinery, forklifts and other vehicles designed for use principally off public roads
• B. Vehicles maintained for use solely on or next to premises you own or rent
• C. Vehicles that travel on crawler treads
• D. Vehicles designed for use on public roads

Answer: (D)

Mobile equipment under the Business Auto Policy covers equipment not designed for normal highway use but used on or off the insured’s premises or away from public roads. The six types describe gear like bulldozers, farm machinery, forklifts and other vehicles designed for off‑public‑road work; vehicles kept for use solely on or next to premises you own or rent; and vehicles that travel on crawler treads, among similar off‑road or on‑premises uses. Vehicles designed for use on public roads are highway vehicles and are insured under the standard auto coverage, not as mobile equipment. So the statement describing vehicles designed for use on public roads is not one of the mobile equipment types. The other options fit the mobile equipment categories because they depict equipment used off public roads or on premises.