What is the maximum amount payable for loss to all covered electronic equipment that reproduces, receives or transmits audio, visual or data signals and is permanently installed in housing not normally used by the auto manufacturer?

• A. $1,000
• B. $5,000
• C. $10,000
• D. $100

Answer: (A)

Limits for non-factory installed electronic equipment in a vehicle cap the payout for a single loss. The question asks for the maximum payable for all covered electronic equipment that reproduces, receives or transmits audio, visual, or data signals and is permanently installed in housing not normally used by the auto manufacturer. In standard auto policies, this category often has a sublimit of one thousand dollars. That means, in one loss, the total amount paid for all such equipment cannot exceed one thousand dollars, even if multiple items are damaged. If you need more coverage, you’d have to schedule the equipment or add an endorsement that increases the limit.