Under Symbol 7, which of the following is not listed as a reason for using trailers, mobile equipment, and temporary substitute autos?

• A. Breakdown
• B. Repair
• C. Servicing
• D. Personal injury claims

Answer: (D)

Symbol 7 covers the use of trailers, mobile equipment, and temporary substitute autos only in specific operational contexts that keep the business moving when a covered auto isn’t available. The allowed reasons are typically when the vehicle is not operable (breakdown), when it needs work to get back in service (repair), or when it’s being serviced to maintain or support ongoing operations (servicing).

Personal injury claims, however, aren’t a listed reason for using these substitute vehicles. Those claims relate to liability or bodily injury arising from an accident and are handled under the liability or no-fault portions of the policy, not by the purpose of using a trailer or temporary substitute to keep the fleet running. So the item not listed is Personal injury claims.