The Employers Liability Coverage Endorsement WC 00 03 03 C provides EL insurance for what scenario?

• A. States not included in the issued WC/EL policy
• B. All monopolistic states
• C. Only foreign work
• D. No EL coverage

Answer: (A)

The key idea is that this Employers Liability coverage endorsement is meant to fill gaps when work takes place outside the states covered by the issued WC/EL policy. It extends EL protection to states that aren’t listed in the policy’s coverage territory, so if an employee is injured in a state not included on the policy, the employer’s liability exposure is still covered under EL.

That’s why the best answer is the option describing coverage in states not included in the issued WC/EL policy. It isn’t about all monopolistic states or only foreign work in a narrow sense, and it doesn’t imply there is no EL coverage.