Symbol 8 provides coverage for which type of autos?

• A. Hired autos; excludes autos from employees, partners of LLP, LLC members or household
• B. Non-owned autos
• C. Specifically described autos
• D. Newly acquired autos

Answer: (A)

The main idea here is that this coverage symbol applies to hired autos only. It provides liability (and often physical damage, depending on the form) for vehicles your business rents or leases and uses in its operations. The key detail is that it does not extend to autos owned by individual employees, partners of a partnership, LLC members, or members of a household. Those owned vehicles are excluded from this symbol’s coverage, so if an accident involves a car owned by someone in that list, it would not be covered here.

This is why hired autos is the best fit for the question. Other options refer to different coverages: non-owned autos are vehicles not owned by the insured but used in the business; specifically described autos require listing each vehicle to be covered; newly acquired autos involve automatic or later-added coverage for cars the business acquires. If a business needs both hired and non-owned autos, that would require a broader provision beyond hired autos alone.