Symbol 7 triggers coverage for autos that are what?

• A. Specifically described autos; liability for trailers not owned by the name insured when attached to a scheduled auto
• B. Hired autos
• C. Non-owned autos
• D. Newly acquired autos

Answer: (A)

Symbol 7 means the coverage applies to autos that are specifically described and listed on the policy declarations. In practice, this means only those named vehicles are insured under the symbol, rather than all owned autos or all autos generally. An important point is that, with this symbol, liability coverage also extends to trailers not owned by the named insured when the trailer is attached to one of those scheduled autos. This mirrors the idea that the insured’s protection is tied to the particular vehicles identified in the policy, including any attached trailers you don’t own.

Other autos fall under different symbols: hired autos are covered under a separate symbol, non-owned autos under another, and newly acquired autos may be covered automatically or require adding the vehicle to the schedule depending on the policy terms.