Symbol 4 is associated with which type of vehicle?

• A. Owned auto other than private passenger
• B. Hired auto
• C. Non-owned auto
• D. Newly acquired auto

Answer: (A)

In a commercial auto policy, symbols tell the insurer which vehicles are covered under the policy. Symbol 4 is used for owned autos other than private passenger vehicles, such as company-owned trucks, vans, or other fleet vehicles that aren’t private passenger cars. This is why it’s the best choice: it directly identifies the category of vehicles that are owned by the business and not private passenger cars, ensuring those business fleets receive the intended coverages.

Other options describe different coverage categories—hired autos (vehicles you rent), non-owned autos (vehicles you don’t own but are driven for business), or newly acquired autos (recently purchased vehicles that may need notice or endorsement). Those are distinct from the owned-non-private passenger category that symbol 4 represents.