Symbol 1 coverage triggers are best described as?

• A. Liability for any auto; broadest coverage; can be used when no owned autos and umbrella coverage requires underlying auto coverage
• B. Physical Damage only
• C. Personal Injury Protection only
• D. Medical Payments only

Answer: (A)

Symbol 1 is the “Any Auto” liability symbol. It means the liability coverage on the policy applies to the use of any auto, not just those owned by the named insured. This is the broadest form of liability protection because it covers liability arising from the insured’s use of any vehicle, including cars they don’t own or borrow. It’s especially useful when there are no owned autos and when an umbrella policy requires underlying auto liability coverage. The other options describe coverages that aren’t about liability for any auto (physical damage, PIP, or medical payments), so they don’t fit Symbol 1’s purpose.