Monopolistic States Fund provides employers liability insurance.

• A. True
• B. False
• C. Not specified
• D. Only for certain employers

Answer: (B)

Monopolistic state funds are designed to provide workers’ compensation coverage for employers within the state. The benefits go to injured employees, and the system typically serves as the exclusive remedy for work-related injuries. Employers' liability insurance, which covers an employer's legal exposure for injuries not covered by workers' comp (such as dual-capacity claims or certain tort scenarios), is a separate type of coverage and is not provided by a monopolistic state fund. If an employer needs that protection, it would usually obtain it from a private insurer or through other state-approved options, depending on the jurisdiction. Therefore, the statement that a monopolistic state fund provides employers liability insurance is not correct.