Loss of care and services claims refer to claims involving what?

• A. Loss of care and services for an employee arising from a job-related injury
• B. Damage to employer property due to neglect
• C. Loss of income for the employer due to injury
• D. Costs of environmental cleanup

Answer: (A)

Loss of care and services claims arise when an employee’s job-related injury prevents them from performing the ordinary personal services they previously provided, such as daily chores, childcare, or care for dependents. These damages compensate for the lost value of those services that the injured employee would have supplied to family or others. This is distinct from property damage, a business’s lost income, or environmental cleanup costs, which are not about the employee’s ability to provide personal care. So the correct description is loss of care and services for an employee arising from a job-related injury.